• Regional role
• Global Bank
• Organisation is known to hire top tier candidates

Our client is a prestigious, global commercial Bank looking to recruit an experienced VP, Credit Review to be based in their Singapore office.

Key Responsibilities

• Assisting in the planning and preparation prior to the start of credit reviews
• Reviewing structure of loans and other types of credit facilities, financial performance of borrower and guarantor, economic and industry operating environment as well as other relevant credit risk factors
• Assessing accuracy of credit ratings based on credit related procedures and recommend rating changes
• Identifying deficiencies in credit processes
• Ensuring compliance with bank’s lending policies & procedures and regulatory guidelines
• Discussing potential issues within Credit Review Division (“CRD”), and with account officers and International Credit Division
• Reaching a valid conclusion regarding the risk profile and adequacy of the final results
• Preparing review reports containing the results of the credit review based on CRD’s Policies & Procedures (“P&P”)
• Ensuring consistency in the application of the risk rating process and risk evaluation through the various business units of the bank & its subsidiaries
• Participating in the review of Self-Assessment results
• Recommending changes to bank’s lending policies and CRD’s P&P proactively and as needed
• Maintaining current knowledge of developments in the industry and regulatory environment, all policies and procedures related to lending, credit rating and problem loan monitoring
• Keep abreast of topical issues and new or pending laws/regulations that may affect banking, in general and credit review

Key Requirements 

• Bachelor’s degree required in Accounting, Business Management, Finance, Law, or a related field.
• 6 years or more of credit review / credit risk or internal audit (looking at credit) experience gained working within financial services, preferably commercial banking
• Good communication skills, both written and verbal
• Team management experience preferred as you will have one direct report